Think About Where you Want to Live

It seems obvious but you can avoid wasted time effort by starting at the beginning

• Urban, suburban or country?
• Will you need to commute?
• Do you need access to public transit? How much will commuting cost?
• Are there schools nearby and how will your children get there?

Your lifestyle, budget and needs

Every home type has its own uniques advantages and knowing your personality, lifestage will factor into what works best and what will make you happy

• Single-family detached homes stand alone on their own lot
• Single-family semi-detached homes are joined on one side to another home
• Duplexes contain two single-family homes, one above the other
• Row houses (townhouses) are several single-family units, located next to one another and joined by common walls
• Other types of homes include stacked townhouses, link or carriage homes, condominiums and co-op apartments.

Understand your source of financing

A critical first step is where, when and how you will be paying for your new home purchase

• Understand mortgage types and features
• Have a mortgage pre approval
• Know your down payment amount and if you will need an insured mortgage
• Keep in mind you will need to have a deposit ( not the down payment ) readily available at the offer stage

The house hunt

This part is exciting and I use all of my tools to leave no stone unturned

• I implement a digital and networking strategy to find you homes
• Using your goals and needs we find homes that fit
• We view homes in person and adjust as we go
• Create a shortlist based on viewings, market conditions and your needs

The Deal

When all the pieces fall into place its time to make an offer on your new home

• Writing and presenting an offer
• Negotiation: flexible vs non-flexible
• What happens Under Contract
• Inspections, walkthroughs and conditions
• Closing the deal
• Connect with lawyer

Final Steps

These items can be completed after conditions are waived and the deal is “firm”

• Get insurance
• Set up utilities
• Set up movers
• Moving checklist